You’ve seen the writing on the wall and you know it’s time to (finally!) get real about money, but with thousands of websites, books, apps and magazines available to you, how do you know who to trust or where to start?
To help out, we’ve rounded up 15 resources we totally recommend to help you start feeling in control of your money with real support, information and loads finspiration.
Managed by the Australian Securities & Investments Commission (ASIC) you know this site is full of useful information on everything from learning the budget basics to planning for retirement and every money related topic in between. It also gives you the financial perspective on big life events such as splitting money and assets during a divorce and how to manage money as a couple.
Side Note: It’s a government developed site so there is loads of dry information, but it’s practical and is a good place to start.
At The Fiscal Mum, Financial Advisor and working Mum Rebecca Maher, provides everything Mums need to understand and improve upon their financial affairs.
From money management to investing and insurance, Rebecca covers all the non-sexy topics in an easy to understand and relatable way, that makes managing your funds much more appealing. It’s like having your own financial cheerleader in your corner!
Sign up to her newsletter to stay in the loop on her 6 week course Secret Money Business For Mums.
You know we love anyone who advocates living life on your own terms at WRN, so we can’t get enough of Bola Onada Sokunbi of Clever Girl Finance.
This working Mum, money coach and self-confessed finance junkie not only wants to bring the money conversation out of the shadows, but empower women to create real wealth for themselves and future generations by upleveling their financial education to build the life of your dreams. Love that!
Our friend Canna Campbell is the money bees-knees at Sugar Mama TV. From creating shoes made out of paper when she was 5 to selling biscuits to the builders in her driveway at 12, Canna has always had a financial mindset. Today, she is leading thousands of women online via her popular Youtube channel to educate, inspire and empower them to create real financial freedom.
SugarMama is definitely for you if you’re ready to take your money game to the next level. If that’s you, kick start the journey by signing up to Canna’s The $1000 Project.
Don’t forget to watch our interview with Canna on how to start your investment journey on the blog here.
The Mindful Wealth Movement is a free 30 day challenge created and hosted by Financial Planner and Yogee Lea Schodel.
Created to introduce mindfulness techniques to your wealth, this free email program consists of basic tools and tips to help retrain your brain from woeful to wonderful when it thinks about money.
I completed the Movement in 2016 and found I was able to discover where my money mindset blocks come from and how they impact my current way of life. You know knowledge is power and unearthing this information was a big ah-ha moment for me that helped me re-evaluate my beliefs around this hot topic!
You can join the movement today too, as the challenge starts as soon as you sign up. Did I mention it was FREE?
This book is the number one financial book of all time! For that simple reason I had to include it, but the essential message is based on similar thinking we love here at WRN and that is, change your mindset and you can change your life.
I resonated with this book for its ability to combine both the emotional and practical aspects of one’s relationship with money and have previously shared what I gained most from this book. It’s a common theme – love your money, love your life – and it’s the basis of this best selling book too.
If you’re a fan of this world-class, game-changing and dynamic Entrepreneur and Life Coach, then Money: 7 Simple Steps To Financial Freedom should ring your bell too. Reviews have hailed it for teaching the basics in a simple to read format, that allows you to still learn the art of money even when you think you know everything. Robbins gained his material and advice from interviewing 50 of the most successful entrepreneurs and financial experts around the world and combined their knowledge in to these 7 steps for the every day Woman Rising (aka you and me).
Scott Pape is the happy go-lucky farm guy next door who happens to know a thing or two about money. This relaxed attitude to money has won him millions of fans around the world and helped him be considered the “most trusted finance expert” in Australia. Why? Because he doesn’t do what he does for the money. We love that!
If you’re keen to start investing, create a financial future you can be proud of and retire happily, then Scott’s book and blueprint program of the same name, will definitely have you on the right track.
If all you want to do is learn a few new tricks to save money each month, cut down on your spending and get out of debt, then Rachel Smith’s Underspent is for you.
What started as a personal quest to save some cash turned in to a new lifestyle for Rachel, as she discovered how to transform her own savings. If you’re ready to quit overspending, have more cash in the bank and finally follow some dreams with financial confidence, then Underspent can show you how – without making drastic changes to your life!
Side note: if you like Rachel’s style, she also offers a 10 week Underspent online program using the book’s principles to transform your finances. Visit her site to discover when the next course starts.
Mint – FREE
Mint is is your pocket friendly budget expense tracker that keeps everything…well, on track. The idea behind this system is placing all your accounts, bills and credit cards under it’s management so you can see where money is coming and going, create realistic budgets and identify where to save.
Level – FREE
If Mint proves to be the friend that takes up too much of your time and energy, then Level is the gal pal you want to hang out with every day because it’s fuss free and super pretty to look at (sometimes the basics really are the best). Defining it self as a ‘Financial GPS’ Level knows what you’ve got, what you need to spend to cover all the essentials then allocates you the remaining funds as your ‘spendable’ for the month. That’s it.
So when you dash out to grab a quick coffee with a friend and it turns in to dinner and cocktails, check Level on your phone and know at a glance just how much dancing on tables you can really do without diving in to your emergency funds.
Digit – FREE
Even the best of us can give up on a new goal before we’ve even started, so if you don’t think getting out of debt or transforming your habits is really for you right now, then DIGIT is the App I recommend. Why? Because it saves money for you. Yes, really!
Simply connect your accounts and it will siphon off a few dollars every other day in to another account, without you realising it. But don’t panic! It’s not enough for you to notice and doesn’t impact your overall budget. It’s clever that way.
Then one morning, you’ll wake up to a friendly text message telling you how much it has saved for you while you were sleeping. How cool is that?!
Side note: You won’t earn interest on these savings, but you will slowly pick up on where you may be overspending your cash and how to save. You can also transfer the funds to cash out whenever you want.
Qapital – FREE
The ethos behind this app is to “charge yourself for guilty pleasures”. In other words, when you make everyday purchases, you can round up the cost and the difference goes in to a fund for savings. So if you set up a rule such as, “Must save $2 per takeaway coffee” you’ll automatically save $10 that week (based on one coffee a day for five days.)
App recommended when you have specific goals you’re saving for, as various rules trigger it to save on your behalf in order to reach your goal.
Honey – FREE (Note: this is a browser extension, not an App)
Honey works similar to Google, in that it’s a search engine, working it’s magic across thousands of websites – the perfect companion for all you online shoppers!
How does it work? Simply join Honey for free and next time you’re at an online checkout ready to buy something wonderful, Honey searches for coupon codes, deals and promotions to secure you a discount on that item, saving you money on your purchase. Ka-Ching!
In an article about learning how to save, budget and how to live with finspiration, it may not be wise to encourage shopping, but I figure if you’re buying online anyway, so you may as well save while doing it.
Tell me in the comments below, what are your favourite resources or which one listed above will you connect with?